Group health insurance is a big concern for many of today’s employers.  With costs increasing year to year, creating a meaningful employee benefit program (while staying in budget) is more difficult than ever.  The traditional solutions in the insurance industry tend to follow a one-size-fits-all mentality.  While a group approach is necessary and appropriate, employers often leave other opportunities on the table by failing to recognize the needs and situations of individuals.

 

EMS helps employers develop tools and programs to better support the unique insurance needs of employees.

 

By providing a combination of education, enrollment services and financial support, employers can reduce many of the barriers associated with other insurance options and allow their members to take advantage of the opportunities that best serve their unique needs.  As members choose to utilize other healthcare resources, the costs of health insurance become more sustainable.  Using the EMS approach, many employers have seen their total healthcare spend reduced by 10-20% per year.